Commission on Government
Forecasting & Accountability
703 Stratton Office Bldg.
Springfield, IL 62706
October 18, 2013
Mr. Dan Long and members of CoGFA:
Having noticed the agenda of the
CoGFA hearing scheduled for October 23, 2013 relates to retirees' Health
Insurance, I wish to once again relate some major concerns.
Many "downstate"
teachers who retired in 2004 were required to notify TRS a year or two in advance
that they were retiring in 2004. One month after we retired, there was a TRS buy
into Medicare Plan, which began on
July 1, 2004. We were not able to take advantage of that opportunity. That
information was not given to us in 2002-2003 either. Without Medicare, we do not qualify
for secondary health insurance.
According to a recent FOIA request from the Comptroller's Office, there are 605 of us who do not have the needed 40
quarters for Social Security/Medicare and who made a choice to continue to
reside IN Illinois since 2004; as a result, we have been charged more than $59,900
for single coverage health insurance premiums with the State self-insured CIGNA
plan.
At the same time those retirees,
age 65+ enrolled in the very same CIGNA Health Insurance Plan but made a choice to move
OUT of the State of Illinois, have been charged 1/2 the cost for their premiums
$29,000+.
According to the recent CMS
notification, retirees age 65+ and without Medicare who make the choice to
reside IN Illinois (2013 – 2014) pay a monthly premium of $719.96 for their
CIGNA health insurance.
At the same time, retirees age
65+ and without Medicare who make the choice to live OUT of Illinois, are
charged $359.99 a month for the very same health insurance coverage using the
CIGNA network of Doctors, etc.
Some of us reside IN the school
districts where we retired and have been charged disproportionate (double)
premiums due to making a choice to reside IN an Illinois School
District.
As you address issues relating
to retired teachers' health insurance plans, I respectfully request you take
into consideration these facts. May I also bring to your attention the many
audits related to the TRS TCHP Health Insurance Plan and the lack of a written
methodology for setting premiums, as stated by the Office of the Auditor
General? I have also submitted written (pdf.) documents related to this issue. Thank
you.
Sincerely ,
Jeri Shanahan
Why
are approximately 600 TRS retirees paying more for health insurance than anyone
else? Click Here.
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